Contingent Cargo Insurance Summary

---

At Urban Logistics TMG, we prioritize the security of your freight. While we only partner with FMCSA-compliant motor carriers who meet rigorous safety and insurance thresholds, we provide an additional layer of protection through our Contingent Motor Truck Cargo Liability coverage.

Our policy, underwritten by Underwriters at Lloyd’s (rated A "Excellent" by A.M. Best), ensures that your shipments are protected even in the event of unforeseen gaps in a carrier's primary insurance.

• Broad Protection: Covers cargo of nearly every description during transit via road, rail, or air throughout the United States, Canada, and Puerto Rico.
• High Limits: We maintain a limit of $100,000 per conveyance, backed by an annual aggregate limit of $1,500,000.
• Insolvency Protection: In the event a primary insurer becomes insolvent at the time of a loss, our policy guarantees the collectability of valid claims that would have otherwise been covered.
• Professional Duty (Errors & Omissions): Our coverage includes protection against liabilities arising from negligent acts, clerical errors, or accidental omissions by our employees in the course of providing professional instructions or advice.

As is standard in the industry, certain high-value or high-risk items are excluded from this coverage unless specifically arranged, including:

• Live animals and livestock.
• Precious metals, jewelry, and money/currency.
• High-end electronics (e.g., computers, cellular phones, and memory devices).
• Works of art, household goods, and personal effects.

By providing this contingent coverage on every load we broker, Urban Logistics TMG ensures you can ship with absolute confidence, knowing your cargo is protected by one of the world's most stable insurance markets.